Class 3 National Insurance
Class 3 National Insurance is a voluntary payment that you can make if you have gaps in your National Insurance (NI) record and you want to qualify for state pension.
Not everyone can pay it:
- you must be eligible – contact the Future Pension Centre. They’ll tell you if you qualify. You can also check this HMRC page where they explain who is eligible.
- and you can only cover NI gaps from the past six years.
Class 3 NI is £15.30 per week, and you can pay it through HMRC’s website.
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