Bereavement Allowance

The Bereavement Allowance is a benefit for people whose spouse has passed away. It can be claimed up to 21 months after their death. It replaces the Widow’s Pension. 

What can I claim?

When asking what is the bereavement allowance, it’s important to understand what you can claim:

You can claim a lump sum up to 18 monthly payments at one of the two following rates depending on whether or not you’re claiming (or eligible for) the Child Benefit. Those eligible claim the higher amount, those not claim the lower amount 👇

To get the full 19 month allowance, you should claim within three months of your spouse’s death (sorry to be morbid…). The later you claim, the less you’ll be able to claim. Be aware that if your partner died before 30th August 2018 or after 9th February 2023, you may be eligible for a lower amount. 

Understanding what is the bereavement allowance also means knowing who qualifies. Eligibility depends on:

• Your age
• Cause of death
• Your living arrangements
• Whether you are bringing up children
• Whether your spouse paid enough National Insurance during their working lives

And bear in mind, you’re not eligible to claim the allowance if you’re in prison. Not even if your spouse died before you went in.

How do I claim the Bereavement Allowance?

If you’re based in the UK (unless you’re in Northern Ireland), you claim the Bereavement Allowance by either calling 0800 731 0469 or downloading a Bereavement Benefits pack (form BB1) and taking it to your local Jobcentre.

For those in Northern Ireland, take a look at your Bereavement Support options here. And if you’re abroad, you should call the International Pension Centre to apply. 

Anything else to remember?

When learning what is the bereavement allowance, there are a few additional points to keep in mind:

• It is a taxable benefit. If you file a Self Assessment, it will be included in your total income, and you’ll pay Income Tax on it.
• After one year of claiming it, the money you have left could impact your eligibility for other benefits.