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The SA302 form: how to get it for your mortgage application

An SA302 form is simply a document that shows how much you’ve earned in the last 4 years. 

Why do I need an SA302?

If you earn money outside of PAYE (for example, you’re self-employed, or a full-time landlord, etc.), it’s tough for a bank to assess how much your income is.

So if you’re applying for a mortgage, you’ll need an SA302 to prove to the lender that you’ve had a stable income.

How do I get one from HMRC? 

  1. log in to your HMRC online account.
  2. go to the “Self Assessment” section
  3. then click on “More Self Assessment details”
  4. you can download your SA302 there.

If you have any problems getting it, you can also try calling HMRC.

How do I get one if I use TaxScouts?

  1. log in to your TaxScouts account
  2. hover your mouse over your name in the top right-hand corner (or click the three bars in the top right if you’re accessing the TaxScouts website on your phone)
  3. select “Files” from the drop-down menu
  4. if you completed more than one tax return with us click the desired tax year from the tab on the left-hand side (e.g. “Tax year 2018/19”)
  5. then select “Tax Return & Calculations” and click on “Tax Calculation”
  6. your tax calculation (equivalent to an SA302) will automatically download to your computer or phone.

This is how it looks:

How to get an SA302 tax calculation from TaxScouts.

Whichever method you use, first make sure to check that your mortgage provider accepts documents you’ve printed yourself.

Here is the list of mortgage providers who do.

More guides & useful information

Let us sort your Self Assessment online. £119, all in.

That’s right. No matter how complicated it gets or why you need to do a return in the first place, it’ll cost £119 to get it done. That includes VAT, last-minute changes and all the support you may need.

How it works

1. Answer a few simple questions

And we mean a few. After a couple of minutes of answering questions online we’ll have everything we need to start working on your tax return.

2. Then get paired with a tax accountant

That’s right, you’ll be matched with a real accountant who is best suited to prepare your return. Plus, they’re on hand for questions whenever you need.

3. We file your Self Assessment for you

Once you’ve signed off your return, your TaxScouts accountant will file your return online with HMRC. That’s it! We told you it was simple.