What is the high income child benefit charge?

We've updated this guide on 30th July 2019

Child benefit is a great tax-free benefit for parents, but if you or your spouse earn over £50,000, you might need to pay some or all of it back – this is called the High Income Child Benefit Charge.

How much is the Child Benefit?

  • £20.30 a week for your eldest child
  • and £13.40 a week for each of your other children.

Use this child benefit charge calculator to see how much you’re entitled to, and if you need to pay any of it back.

How many children do you have?
How much do you earn?
If you have a partner, how much do they earn?
Have you already registered for child benefit?
Select tax year
Child benefit you have already received
Child benefit you were entitled to
Tax to pay
You don’t need to do anything.

How your child benefit is calculated

The child benefit is simply a payment that the UK government can give to any parent who has children under the age of 16.

How much you get depends on:

  • how many children you have
  • and how much you earn: if you earn over £50,000 this benefit is reduced.

Child benefit breakdown

You have 1 child

You get £20.70 per week for your child.

In total that’s £1,076.40 per year.

Who needs to file the tax return and pay?

Whoever has the higher income: either you or your partner.

It doesn’t matter who actually received the Child Benefit in their bank account.

You’ll need to:

Should I still claim Child Benefit if I have to pay it back?

In short, yes.

The advantages of claiming Child Benefit:

  • you get National Insurance credits – which count towards your state pension (very important if you’re on a low income)
  • your child will also receive a National Insurance number right before they turn 16 – they won’t need to apply for one themselves
  • your Child Benefit payments are “protected” in case your income ever drops under £50,000 (because of unemployment, etc.)

What you can do:

  • carry on getting Child Benefit and pay any tax charge at the end of each tax year,
  • or stop getting Child Benefit entirely – here is how you do it,
  • or (the best option), still fill in the Child Benefit claim form but choose to not get the Child Benefit payments.

With the third option you get all the benefits but you don’t need to worry about filing a tax return or paying the High Income Child Benefit Charge.

You can also restart your child benefit if you’ve stopped it.

Need help with your tax return?

Get your self assessment prepared for you online by certified accountants for £119

Online self assessment preparation assisted by professional accountants

How TaxScouts works

Simple online tax assessment

1. Simple online tax assessment

Our online tax-bot will go over your tax situation and will make sure you won’t overpay your taxes.

Chat to human advisors

2. Chat to human advisors

You can talk to one of our tax assistants at any time during the process when you have any questions.

We’ll sort your documents online

3. We’ll sort your documents online

We’ll tell you exactly what documents you need and sort them for you online. You just upload them or snap a picture with your phone.

Everything gets prepared for you

4. Everything gets prepared for you

Your certified accountant will go over your details & prepare your tax return for you to review. It will be filed on your behalf once you approve it.

"Brilliant service"
Surprised by how easy the process was. Additionally it's saved me money, so all round a win.
Jo B
"A quick and reliable service"
My self assessment tax return completed within 2-3 days. I'll definitely be using TaxScouts again and recommend to family and friends.
"I was very sceptical hitting the pay…"
…but my accountant did absolutely everything and took all of the hassle out of doing a tax return.
Wesley Thompson

Who our service is for

First time tax filers

We have a simple online service that guides you through the entire process. Regardless of your reasons for doing your tax return we'll help you get it done right.

Construction workers

We'll prepare your self assessment and help to maximise your CIS tax refund. We have the lowest fees in the industry and you don't have to pay up front if you're eligible for a refund.

People living overseas

Our service allows people living abroad to prepare their income tax return online. We are able to process all returns regardless of your current country of residence.

Company directors

UK company directors are required to file their self assessment annually. TaxScouts handles this through a simple online process.


Long Lets, Airbnb, Capital Gains. TaxScouts will sort out your self assessment and take away the worry of tracking all the recent tax changes.


TaxScouts ensures the self employed don't overpay on their taxes. We'll help you benefit from all the tax breaks and deductions that can be applied to your return.

And for everyone else who needs to do their self assessment

At TaxScouts we appreciate that tax returns are highly individual. Before you get assigned an accountant we make sure to understand your circumstances and help you build your optimal tax profile.